全球领先的新经济产业第三方数据挖掘与分析机构
关于“中信银行”的报告
艾媒舆情|2020年中行 “原油宝”爆仓事件舆情态势及投资者情绪监测报告
本报告研究涉及企业/品牌/案例:原油宝;中国银行;
“原来只是投资了12万元本金,结果平仓损益为-41万元,还欠银行几十万,这么多钱我怎么还?”据媒体报道,有的投资者一夜之间巨亏上百万元。一时间,不少投资者直呼“措手不及”,还有人表示要“集体诉讼”,要求“给个说法”。很多投资者“认亏不认宰”,他们认为是中国银行原油宝设计规则存在重大缺陷,导致了这次的巨额亏损。对此,质疑声不断。
"I only invested 120000 yuan in the principal, but the closing profit and loss was - 410000 yuan. I still owe hundreds of thousands to the bank. How can I repay so much money?" According to media reports, some investors lost millions of Yuan overnight. For a while, many investors called for "unprepared", others said they wanted "class action" and asked for "a statement". Many investors "accept losses but not kill", they think that there are major defects in the Bank of China's crude oil treasure design rules, resulting in the huge loss this time. In this regard, there are many questions.艾媒报告 |2018-2019年中国银行数字化转型深度分析与决策报告
金融科技的发展推动中国传统银行数字化转型。传统银行积极创新理财产品,在电子商务、跨境电商和移动支付方面布局,打造场景金融。艾媒北极星(bjx.iimedia.cn)监测数据显示,2018年10月中国工商银行和中国建设银行移动端用户规模均超5000万人,其中,中国工商银行个人手机应用移动端全网渗透率全网渗透率最高。此外,中国工商银行和中国建设银行在高收入用户规模上更具优势,利于后期发展。
The development of financial technology has promoted the digital transformation of traditional Chinese banks. Faced with some fierce challenges, traditional banks have made five major changes, including the digital ecological platforms, convenient service, Internet finance marketing activities, bank card business and private banking business. Using financial technology, traditional banks are deploying e-commerce, cross-border e-commerce and mobile payment, which creating a finance scene. According to the data of bjx.iimedia.cn, the mobile terminal users of Industrial and Commercial Bank of China and China Construction Bank exceeded 50 million in October 2018. Among them, ICBC's mobile phone application has the highest penetration rate. In addition, ICBC and China Construction Bank have advantages in the scale of high-income users, which is conducive to later development. In the future, traditional banks will further enhance their digital capabilities and apply artificial intelligence and other technologies in scenarios such as risk control, censorship and financial security.
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