全球领先的新经济产业第三方数据挖掘与分析机构
关于“央行”的报告
舆情报告|水滴筹医院扫楼筹款舆情大数据监测报告
本报告研究涉及企业/品牌/案例:水滴筹,医院,移动应用,互联网,舆情,梨视频,人民日报,央视新闻,央广网
11月30日,一则名为“卧底实拍医院扫楼式筹款,审核漏洞多”的媒体暗访报道,将水滴筹再次推上风口浪尖。视频中一名自称是筹款顾问的人正在培训兼职人员,被培训者随后将以志愿者的身份在医院里“扫楼”,成功拉到5单以上,就能获得80元/单的绩效奖励。在这组针对多个地区水滴筹线下团队的调查暗访中,还提及打着“志愿者”或众筹顾问名号的地推人员,每单最高提成可以拿到150元,月入过万,末位淘汰。
On November 30, a media interview entitled “Undercover Shooting Hospital Fund-raising Fundraising, Examining Lots of Vulnerabilities“ conducted an unannounced visit to the media, which once again pushed water droplets to the forefront. In the video, a person who claims to be a fundraising consultant is training part-time staff. The trainee will then “sweep the building” in the hospital as a volunteer. If he successfully pulls more than 5 orders, he will get a performance of 80 yuan / order. reward. In this group of investigations and unannounced visits to the offline team in multiple regions, it was mentioned that the ground pushers under the name of “volunteer“ or crowdfunding consultants can get a maximum commission of 150 yuan per month. Ten thousand, the last place eliminated.艾媒舆情|2019-2020年度APP违规收集个人信息现象舆情监测报告
本报告研究涉及企业/品牌/案例:欧瑞博,深网视界,哔哩哔哩公司,人民日报,央广网,央视网,中央网信办,工信部,公安部,市场监管总局
近年来,移动互联网应用程序(APP)得到广泛应用,在促进经济社会发展、服务民生等方面发挥了重要作用。同时,APP强制授权、过度索权、超范围收集个人信息等现象也大量存在,违法违规使用个人信息的问题十分突出,成为全社会普遍担忧的问题。中国个人信息泄露事件屡屡见诸报道,由于APP过度收集用户个人信息,大范围个人信息泄露引发了一系列违法犯罪行为。不法分子通过各种途径收集被泄露出去的个人信息,经过筛选分析用户特征,从事恶意注册账号、电信诈骗甚至绑架勒索等精准犯罪活动,严重威胁用户的生命财产安全。
In recent years, mobile Internet applications (APPs) have been widely used and played an important role in promoting economic and social development and serving people's livelihood. At the same time, the phenomenon of compulsory authorization of APPs, excessive claims, and collection of personal information beyond the scope also exists in large numbers. The problem of using personal information in violation of laws and regulations is very prominent and has become a widespread concern in society. China's personal information leakage incidents have been repeatedly reported. Due to the excessive collection of users' personal information by APPs, a wide range of personal information leakage has triggered a series of illegal and criminal acts. The criminals collected the leaked personal information through various channels, screened and analyzed user characteristics, engaged in malicious criminal account registration, telecommunications fraud, and even kidnapping and extortion, which seriously threatened the lives and property of users.艾媒舆情|2020中国春运抢票软件变“黄牛”现象引质疑舆情监测报告
本报告研究涉及企业/品牌/案例:去哪儿APP,智行火车票,飞猪,携程,同程艺龙,美团,高铁管家,新华网,央视网,时代周报
春节购票是刚需,有需求就会催生商机,抢票软件应运而生,特别是对高铁票热门站点一票难求。因此官方铁路售票软件12306和抢票平台之间的博弈长期存在。抢票软件只是将用户手动购买车票的链路照搬,用机器来操作,利用企业带宽和机器速度来当“代购”。购买了加速包或VIP的不同之处在于,刷新的频率可能会从30秒一次变成10秒一次或5秒一次,或者多个服务器同时抢票。但是,能不能抢到票仍然是概率问题。抢票难的根本原因是供求关系不平衡。
Buying tickets for the Spring Festival is just needed, and when there is demand, it will generate business opportunities. Ticket-grabbing software has emerged, especially for high-speed rail tickets. Therefore, the game between the official railway ticketing software 12306 and the ticket grabbing platform has long existed. The ticket-grabbing software simply copies the link where the user manually purchases the ticket, operates it with a machine, and uses the enterprise bandwidth and machine speed as a "purchasing agent". The difference between purchasing an acceleration package or VIP is that the refresh frequency may change from 30 seconds to 10 seconds or 5 seconds, or multiple servers can grab tickets at the same time. However, it is still a matter of probability whether tickets can be seized. The root cause of the difficulty in grabbing tickets is the imbalance between supply and demand.艾媒咨询 | 2025年中国数字人民币发展概况与用户行为调查数据
自2014年央行启动数字人民币研究以来,数字人民币已从理论探索阶段大步迈入试点推广与生态构建的关键时期。根据全球领先的新经济产业第三方数据挖掘和分析机构iiMedia Research(艾媒咨询)最新发布的《2025年中国数字人民币发展概况与用户行为调查数据》数据显示,中国移动支付交易规模整体呈增长态势。2024年中国移动支付规模为563.7万亿元,反映出数字化和便捷化支付对中国居民生活的深刻影响。在2025年中国用户开通数字人民币服务原因中,占比最高的是“免手续费”,达到54.58%;其次是“可以离线支付”,占比为53.70%。这些数据表明实用性和便捷性是数字人民币用户选择数字人民币的主要考虑因素。在2025年中国用户认为数字人民币优势中,提升央行对货币供给和流通的控制力以41.48%的比例最高,显示出数字人民币用户对数字人民币在货币政策执行方面的高度认可;现金的使用量减少,通货增幅减少以37.24%位列第二,表明数字人民币用户认为数字人民币有助于减少现金依赖,降低通货膨胀风险。
艾媒咨询分析师认为,未来数字人民币将全方位渗透各领域,深度融入经济生活。在民生消费场景中,其将进一步下沉至偏远地区与小众商户,结合消费补贴、专属优惠等活动,提升用户使用黏性,预计在日常小额支付中的占比将大幅提升;对公领域,借助智能合约技术,在企业间结算、供应链金融等复杂业务场景实现流程简化与风险可控,成为企业资金流转的重要方式;跨境支付方面,随着国际合作推进与技术适配完成,数字人民币将在 “一带一路”沿线及周边贸易中率先实现规模应用,简化结算流程,降低汇兑成本,助力人民币国际化进程迈出关键步伐。各参与主体需强化技术协同创新,提升系统稳定性与安全性,优化用户体验,加速构建数字人民币成熟生态,推动其在经济高质量发展中发挥更大效能。
Since the central bank launched the research on the digital RMB in 2014, the digital RMB has made great strides from the theoretical exploration stage to the critical period of pilot promotion and ecosystem construction. According to the latest "Overview of the development of China's digital RMB in 2025 and user behavior survey data" released by iiMedia Research, a leading third-party data mining and analysis institution for the new economy industry worldwide, the overall transaction volume of mobile payment in China shows a growth trend. In 2024, the scale of mobile payment in China was 563.7 trillion yuan, reflecting the profound impact of digital and convenient payment on the lives of Chinese residents. Among the reasons for Chinese users to activate digital RMB services in 2025, the one with the highest proportion is "no handling fee", reaching 54.58%. The second is "offline payment is available", accounting for 53.70%. These data indicate that practicality and convenience are the main considerations for digital RMB users when choosing digital RMB. Among the advantages of the digital RMB perceived by Chinese users in 2025, the proportion of enhancing the central bank's control over the money supply and circulation was the highest at 41.48%, demonstrating the high recognition of the digital RMB by users in the implementation of monetary policy. The usage of cash decreased, and the inflation rate decreased by 37.24%, ranking second. This indicates that users of the digital RMB believe that the digital RMB helps reduce cash dependence and lower the risk of inflation.
Analysts from iiMedia Research believe that in the future, the digital RMB will fully penetrate all fields and deeply integrate into economic life. In the scenarios of people's livelihood consumption, it will further extend to remote areas and niche merchants, and combine activities such as consumption subsidies and exclusive discounts to enhance user stickiness. It is expected that its proportion in daily small payments will increase significantly. In the corporate sector, by leveraging smart contract technology, process simplification and risk control can be achieved in complex business scenarios such as inter-enterprise settlement and supply chain finance, becoming an important way for enterprises to flow funds. In terms of cross-border payments, with the advancement of international cooperation and the completion of technological adaptation, the digital RMB will be first applied on a large scale in trade along and around the Belt and Road Initiative, simplifying the settlement process and reducing exchange costs, thus facilitating a crucial step forward in the internationalization of the RMB. All participating entities need to enhance technological collaborative innovation, improve the stability and security of the system, optimize user experience, accelerate the construction of a mature ecosystem for the digital RMB, and promote its greater effectiveness in high-quality economic development.
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